Last Updated: October 28, 2024

## 1. Agreement to Terms

By accessing or using WhoIsRaising.com (the "Platform"), operated by Karla Information Systems LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use the Platform.

## 2. Eligibility

### 2.1 Age and Capacity

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use our Platform.

### 2.2 Investor Requirements

- You must qualify as an accredited investor as defined by applicable securities laws

- You must provide accurate and complete information about your investor status

- You must comply with all applicable investment and securities regulations

## 3. Account Registration

### 3.1 Account Creation

- You must provide accurate, current, and complete information

- You are responsible for maintaining the confidentiality of your account credentials

- You must promptly update any changes to your information

### 3.2 Account Security

- You are responsible for all activities under your account

- You must immediately notify us of any unauthorized use

- We reserve the right to suspend or terminate accounts for any reason

## 4. Platform Use and Restrictions

### 4.1 Permitted Use

You may use the Platform to:

- View investment opportunities

- Submit investment-related information

- Communicate with other authorized users

- Access permitted investment materials

### 4.2 Prohibited Activities

You may not:

- Violate any applicable laws or regulations

- Share login credentials

- Misrepresent your identity or investor status

- Scrape or collect data without authorization

- Interfere with Platform operation

- Share confidential information

- Circumvent Platform security measures

## 5. Investment-Related Terms

### 5.1 No Investment Advice

- The Platform does not provide investment advice

- Content is for informational purposes only

- Users should conduct independent due diligence

- Consult qualified professionals before investing

### 5.2 Investment Risks

- All investments carry risk

- Past performance doesn't guarantee future results

- Users acknowledge and accept investment risks

- We are not responsible for investment outcomes

## 6. Intellectual Property

### 6.1 Ownership

- All Platform content and materials are our property

- Users retain ownership of their submitted content

- Users grant us license to use submitted content

### 6.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to use the Platform for its intended purpose.

## 7. Privacy and Data Protection

### 7.1 Privacy Policy

Your use of the Platform is subject to our Privacy Policy, incorporated by reference.

### 7.2 Data Processing

- We process data in accordance with applicable laws

- Users consent to data collection and processing

- International data transfers are subject to appropriate safeguards

## 8. Confidentiality

### 8.1 Confidential Information

- Users must maintain confidentiality of non-public information

- Investment opportunities are confidential

- Sharing restrictions apply to Platform content

### 8.2 Permitted Disclosure

Information may be shared:

- With professional advisors under confidentiality

- As required by law

- With our express written consent

## 9. Disclaimers and Limitations

### 9.1 Warranty Disclaimer

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.

### 9.2 Limitation of Liability

- We are not liable for indirect or consequential damages

- Maximum liability limited to fees paid to us

- Investment losses are not recoverable from us

## 10. Indemnification

You agree to indemnify and hold us harmless from claims arising from:

- Your use of the Platform

- Your violation of these terms

- Your violation of laws or regulations

- Your misrepresentation of investor status

## 11. Termination

### 11.1 Termination Rights

- We may terminate or suspend access at any time

- You may terminate your account with written notice

- Certain obligations survive termination

### 11.2 Effect of Termination

- Access rights cease immediately

- Confidentiality obligations continue

- Existing investments remain subject to their terms

## 12. Changes to Terms

- We may modify these terms at any time

- Changes effective upon posting

- Continued use constitutes acceptance

- Material changes will be notified

## 13. Governing Law and Jurisdiction

- These terms are governed by Delaware law

- Disputes subject to exclusive jurisdiction of Delaware courts

- Users waive right to jury trial

- Class action waiver applies

## 14. Miscellaneous

### 14.1 Entire Agreement

These terms constitute the entire agreement between parties.

### 14.2 Severability

Invalid provisions shall be severed without affecting others.

### 14.3 No Waiver

Failure to enforce rights doesn't constitute waiver.

### 14.4 Assignment

- We may assign our rights and obligations

- Users may not assign without our consent

## 15. Contact Information

For questions about these terms, contact:

Karla Information Systems LLC

8 The Green, Suite B, Dover, DE 19901, United States

Email: rene@whoisraising.com